5th May 2020

MoneyInfo: e-signatures – it’s about time

Documents signed electronically - even when a statutory requirement for a signature predates the digital age - have legal force, the Law Commission says to clear up any lingering doubts over the issue.

Law Commission confirms electronic signatures are legally valid

The commission states that in 'most cases', electronic signatures can be used as a viable alternative to handwritten ones.

The main exception is where a signature requires witnessing such as is the case with a will. Very little everyday business of an adviser firm requires a document to be witnessed so in practise most transactions can be done via e-signature.

A recent FCA statement on the use of e-signatures by adviser firms states that -

  • The validity of electronic signatures is a matter of law and
  • our rules do not prevent firms from using electronic signatures in agreements and
  • that firms may use electronic signatures for all interactions with the FCA.

Read more

Business Development, Technology, Back Office

Registration

Free Registration and CPD

Related Articles_

Fidelity Adviser Solutions: Helping clients with their financial wellness


If you’ve ever felt that clients’ money worries run deeper than the numbers, this five part video series from Fidelity Adviser Solutions is for you. Each short session shares practical, real-world ideas you can use straight away to spark better conversations, boost confidence, and make planning feel clearer and more human for you and your clients. Watch now

Read More

Client Centred Advisers: Why money is never just about money


Perhaps one of the most important things to understand about money is that people don’t experience it rationally. They experience it psychologically.

Read More

Client Centred Advisers: Helping clients stop living in life’s waiting room


One of the most common assumptions people make is this: “I’ll be happy when…” I’ll be happy when I can retire. I’ll be happy when the mortgage is paid off. I’ll be happy when I have enough money. I’ll be happy when I can work less. I’ll be happy when I’ve achieved financial freedom. At first glance, these seem like perfectly reasonable goals. In fact, many of them are exactly the kinds of goals financial planners help clients work towards every day.

Read More

You need to be logged in to comment on this article